Executive Bio: Michael J. Sutherland

Michael Sutherland, a native of the Washington, DC Metropolitan area and founder of American Collections Enterprise, Incorporated (AmCollect), has more than 22 years of comprehensive credit and collections experience in the banking, medical, retail, commercial, property management and auto industries. Michael is a past President of Credit Professionals International of Fairfax, Virginia, certified by the American Collectors Association and through the ACA has earned Scholar and Fellow Degrees each in Collections Management. In 1996, 1998 and 1999, Michael received the "Beacon Award" from the American Collectors Association for his outstanding support and leadership in advancing the ACA's federal legislative initiatives. Michael currently serves as President of the Virginia Collectors Association and served as the Education Chairman for the Virginia Collectors Association from 2000 - 2002. Michael remains very active with the American Collectors Association and is a member of the ACA International Interstate Committee. Michael remains 100% "hands on" of the day to day operations while overseeing the direction of AmCollect and its executive management team.

AmCollect
American Collections Enterprise, Incorporated (AmCollect) is a leading provider of account receivable management services utilizing an extensive telephony and information systems infrastructure. AmCollect has been in operation in the state of Virginia since 1993 and is headquartered in Alexandria, Virginia. In addition to their national call center in Alexandria, VA, AmCollect has call centers located in Milford, DE and Rock Hill, SC. AmCollect is dedicated to providing courteous and professional debt recovery and credit counseling services within the United States. AmCollect realizes that the public may have a negative perception of the collection industry in general and strives to do their part in changing that perception. This ongoing process will further enhance AmCollect's existing commitment to exemplary client service and internal operational efficiencies.

"The management of AmCollect are committed to the production of expected liquidation results, responsiveness to our clients and their customers needs, a continuing reexamination of our processes, and maintenance of the integrity of our industry in the eyes of the consumer and the law."

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