Encore Capital Group, Inc. Announces Resale Registration Statement Declared Effective

Encore Capital Group, Inc., today announced that the Securities and Exchange Commission has declared effective its previously filed resale registration statement on Form S-3 covering its 3.375% Convertible Senior Notes due 2010, and the underlying shares of Encore Capital Group's common stock issuable upon conversion of the notes. The Convertible Senior Notes were originally issued in a private placement during September and October 2005.

The registration statement was filed on behalf of the selling securityholders and the prospectus relating to the registration statement may be used by the selling securityholders from time to time to resell the securities covered thereby. Encore Capital Group will not receive any proceeds from the resale of the securities covered by the registration statement.

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